Despite recent underperformance, MNC funds have delivered over longer time frames.
If nominees pass away, distribution is governed by succession laws of insured's religion.
These plans are suited for individuals and families with regular OPD needs -- those managing chronic illnesses and families with young children or elderly members.
Even if you have a comprehensive motor insurance policy, it may not provide sufficient protection against monsoon-related risks.
'While investing in a silver ETF, one should be aware that it has historically exhibited higher price volatility than gold.'
A higher TER means a larger portion of the return goes to the AMC, leaving less for the investor, unless compensated by higher returns.
Only experienced investors with a high risk appetite, a grasp of market cycles, and comfort with volatility and timing risk should invest.
'Investors' decisions should reflect their financial goals, risk tolerance, and the amount of gold already present in their portfolio.'
Targets should avoid panicking and hang up. 'Disconnecting stops the scammers from building psychological pressure.'
With the RBI infusing Rs 7.5 lakh crore in liquidity -- and possibly more in the future -- the short- to medium-term corporate bond market is expected to benefit.
One should avoid keeping excessive funds in one's savings account.
'Go for a base cover of Rs 10 lakh and then buy a super top-up of Rs 90 lakh.'
'The rise in SIP contributions has created a pool of long-term MF assets that can be pledged for loans.'
Market downturns or regulatory shifts can reduce liquidity, making it harder to buy or sell assets when needed.
A home insurance policy covers damage from earthquakes, fires, explosions, floods, landslides, cyclones, storms, aircraft damage, and acts of terrorism.
'Buyers should be provided either a fixed possession date or a firm date for the start of construction.'
Younger investors with long investment horizons may continue their SIPs.
'If gold's recent surge has increased its allocation beyond 15 per cent in your portfolio, now may be a good time to rebalance.'
Invest in these funds through the SIP route with at least a seven-year horizon.
'Once filed, it cannot be revised or rectified.'
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